Official Currency of Tanzania

• Currency Name: Tanzanian Shilling

• Currency Code: TZS

• Symbol: Sh or TSh

• Subunit: 1 Shilling = 100 cents (though cents are rarely used in cash transactions)

Common Denominations

• Banknotes: 1,000; 2,000; 5,000; 10,000; 20,000; 50,000 TZS

• Coins: 50; 100; 200; 500 TZS (less frequently used)

The Tanzanian Shilling is the legal tender for all local transactions, including restaurants, hotels, markets, and transport.

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Can I Use USD in Tanzania?

Yes, US dollars are widely accepted in Tanzania, especially in tourist areas like:

• Safari lodges and camps

• Kilimanjaro climbing operators

• Zanzibar resorts and beach hotels

• Some larger hotels and restaurants in Dar es Salaam and Arusha

Important Notes About Using USD

• Bring new, clean, and crisp bills (2013 series or later is preferred).

• Smaller USD bills ($1, $5, $10) are sometimes harder to exchange, so bring $20, $50, or $100 for larger payments.

• Always confirm the exchange rate before paying, as many businesses set their own conversion rates.

Pro Tip: USD is accepted for large transactions like safari packages, flights, and hotel bookings, but local TZS is preferred for small purchases like souvenirs, food, and transportation.

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Exchange Rates and Currency Conversion

• 1 USD ≈ 2,500 – 2,600 TZS (2025 rates, may vary)

• Exchange Options:

  • Banks: Safe, official rates, open during business hours

  • Authorized Forex Bureaus: Available in airports, towns, and tourist areas

  • Hotels: Convenient but usually slightly lower rates

• ATMs: Dispense TZS; widely available in Dar es Salaam, Arusha, Moshi, and Zanzibar

Traveler Tip: Avoid exchanging money on the street to prevent scams or counterfeit notes.

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Credit Cards in Tanzania

• Accepted: Visa and MasterCard are widely accepted in hotels, safari operators, and high-end restaurants.

• Not widely accepted: In local markets, small shops, and rural areas.

• Fees: International cards may charge 3–5% foreign transaction fees.

Tip: Carry a combination of cash (TZS and USD) and a credit card for flexibility.

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Managing Money on Safari or Kilimanjaro Climb

1. Safari Payments

   • Many tour operators accept USD or TZS for safaris.

   • Tips for guides and staff are typically paid in TZS, though USD is acceptable.

2. Kilimanjaro Climbing

   • Porters, guides, and cooks are tipped in TZS or USD.

   • Bring small bills ($5–$20) for tipping.

3. Zanzibar Trips

   • Beach resorts and tour operators may accept USD or Euro, but using TZS avoids poor exchange rates.

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Where to Get Tanzanian Shillings

• Banks: Safe and reliable, but may have limited hours.

• ATMs: Dispense TZS; widely available in major cities.

• Airport Exchange Bureaus: Convenient but slightly lower rates.

• Hotels: Acceptable for small amounts, but rates are lower.

Pro Tip: Always carry some small TZS notes for local markets, taxis, and tips.

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Tips for Handling Money in Tanzania

1. Bring a Mix of Cash and Cards

   • Carry USD for large payments.

   • Use TZS for small purchases and tips.

   • Bring a credit card for hotels and emergencies.

2. Avoid Street Money Changers

   • Exchange money only at banks, hotels, or authorized bureaus.

3. Keep Small Bills Handy

   • $1, $5, $10, and 1,000–5,000 TZS notes are ideal for tipping and small purchases.

4. Be Cautious with ATMs

   • Only use well-lit ATMs in secure locations.

   • Notify your bank about your travel plans to prevent card blocks.

5. Track Exchange Rates

   • Check real-time rates on apps or websites to avoid overpaying.

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Budgeting for Tanzania Travel (2025)

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FAQs — Currency in Tanzania

1. What is the official currency of Tanzania?

Tanzania uses the Tanzanian Shilling (TZS).

2. Can I pay with USD in Tanzania?

Yes, especially in tourist areas, safari lodges, and hotels.

3. Are credit cards accepted in Tanzania?

Yes, Visa and MasterCard are accepted in hotels, resorts, and major restaurants, but not in local markets.

4. Where can I exchange money in Tanzania?

At banks, authorized forex bureaus, airports, and hotels. Avoid street changers.

5. Should I carry small or large bills?

Carry small TZS bills for local expenses and small to medium USD bills ($5–$50) for tips and safari payments.

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Final Thoughts

Tanzania’s currency system is tourist-friendly:

• Tanzanian Shilling (TZS) is the official currency.

• US dollars are widely accepted, especially for large transactions like safaris, lodges, and Kilimanjaro climbs.

• Credit cards work in hotels and resorts, but cash (TZS or USD) is essential for local purchases.

• Plan ahead to carry a mix of cash and cards, and exchange money at authorized locations for safety and convenience.

Whether you’re planning a luxury safari, Kilimanjaro adventure, or Zanzibar beach holiday, understanding Tanzania’s currency will make your trip smoother, safer, and more enjoyable.